The Manhattan Life Insurance Company is
Now Offering Low Rates for Medicare Supplement Insurance
(Medicare Gap Insurance) in Selected States!
BUY DIRECT AND SAVE TODAY
Get a fast, free no obligation
quote online now!
 
* The purpose of this communication is the solicitation of insurance. Contact may be made by The Manhattan Life Insurance Company or one of our agents
What's Medicare Supplement Insurance (Medigap)?
Speak With A Licensed Agent

1-800-369-3600
The Manhattan Life Insurance Company
Protection From the Bills Medicare Doesn’t Pay

Medicare was never meant to cover all of your doctor and hospital bills. Many people do not realize this and expect it to pay for all costs and services. Reliance on Medicare in this situation can mean financial difficulty with out-of-pocket expenses.

A Medicare Supplement Insurance (Medigap) policy from The Manhattan Life Insurance Company can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan and a consumer may not have both.

Buy a policy when you are first eligible

The best time to buy a Medicare supplement policy (Medigap) is during your 6-month open enrollment period. Even if you have health issues, you are guaranteed to be able to buy a Medigap policy.

5 things to know about Medigap policies
  1. You must have Medicare Part A and Part B.
  2. If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins, as existing coverage should not be cancelled until replacement coverage is in place.
  3. You pay the private insurance company a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.
  4. A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.
  5. Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.
Medigap policies don't cover everything

Medigap policies don't cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.

Understanding Medicare Supplement Insurance Plans

THE BASICS

The Manhattan Life Insurance Company
Making an informed decision

It's smart to know the basics of Medicare Supplement insurance plans before you decide which plan is best for you. Contact one of our agents, by phone, email or live chat for asistance. We'd be happy to help!

What do I need to know about Medicare Supplement insurance plans?

Here are some basics on Medicare Supplement insurance plans:

  • You're still in the Medicare program - When you purchase Medicare Supplement insurance in Selected States, you don't replace or cancel your Medicare Parts A and B membership. You have all your Medicare rights and protections.
  • Plans are standardized - The benefits from plan to plan are the same from every insurance company (some companies may offer innovative benefits) - so a Plan C from one company has the same medical coverage as a Plan C from any other. The difference is in the company, the quality of service, and the price. These features are what make Manhattan Life Medicare Supplement plans stand out from the rest.
What are the requirements for Medicare Supplement plan eligibility in a particular state?

You can apply for a Medicare Supplement plan insurance policy if you are:

  1. A resident of a state where the policy is offered
  2. Enrolled in Medicare Parts A and B
  3. Age 65 or over or, in some states, under age 65 with a disability and/or end stage renal disease (plan offerings and eligibility vary by state).

Plus, you may qualify for guaranteed issue into a Medicare Supplement plan, regardless of your medical history, if you meet certain criteria such as applying during your Medicare Supplement Open Enrollment Period. Rules in some states may vary.

NOTE: Offerings may vary by state. Medicare Supplement plans are not managed care.

The Manhattan Life Insurance Company
Benefit Plans A, C, F, G, AND N

The Manhattan Life Insurance Company offers five of the eleven medicare supplement plans available. Every company must make available Plan “A.” Some plans may not be available in your state. These charts show the benefits included by plan.

Basic Benefits

Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
Medical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services.Plan N require insureds to pay a portion of co-payments.
Blood: First three pints of blood each year.
Hospice: Part A coinsurance

PLAN
A

PLAN
C

PLAN
F

PLAN
G

PLAN
N

Basic Benefits,
including 100%
Part B
coinsurance
Basic Benefits,
including 100%
Part B
coinsurance
Basic Benefits,
including 100%
Part B
coinsurance
Basic Benefits,
including 100%
Part B
coinsurance
Basic, including
100% Part B
coinsurance,
except up to
$20 copayment
for office visit,
and up to $50
copayment for
ER
  Skilled Nursing
Facility
Coinsurance
Skilled Nursing
Facility
Coinsurance
Skilled Nursing
Facility
Coinsurance
Skilled Nursing
Facility
Coinsurance
  Part A
Deductible
Part A
Deductible
Part A
Deductible
Part A
Deductible
  Part B
Deductible
Part B
Deductible
   
    Part B
Excess (100%)
Part B
Excess (100%)
 
  Foreign Travel
Emergency
Foreign Travel
Emergency
Foreign Travel
Emergency
Foreign Travel
Emergency

Speak With A Licensed Agent
1-800-369-3600

Need more information?
Get a fast, free no obligation quote!

Scroll to the top, fill out the form, and get your free quote right now.
Get your questions answered by email or a simple phone call.
One of our licensed sales agents will help you understand the options available in your area.

The Manhattan Life Insurance Company
ADDRESS:
10777 Northwest Freeway, Houston, Texas 77092 USA
PHONE :
1-800-369-3600
Click To Chat