Why Medicare Supplement?
Reduce Out-of-Pocket Costs
1. A resident of a state where the policy is offered
2. Enrolled in Medicare Parts A and B
3. Age 65 or over or, in some states, under age 65 with a disability (plan offerings and eligibility vary by state).
A percentage of the cost of services you are required to pay. For example, you may be required to pay 20% of the services you received in co-insurance.
The amount you must pay before your coverage begins. The Medicare Part A deductible in 2018, for example, is $1340.
A fixed amount you must pay for a covered health care service after you have paid your deductible. For example, your co-pay for a doctor visit may be $20.
The “Spousal Discount” refers to the discounted rates offered to applicants who are married and reside with their spouse. At ManhattanLife we offer a more inclusive version of the Spousal Discount, referred to as the “Household Discount”. The discount not only applies to married individuals residing with their spouse, but also to non-married individuals who have resided with an individual 60 years or older for at least 12 months. These savings are significant, and range from 7%-12% in most states!
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